Areas of Expertise

 
 

Business Asset Efficiency Testing

Taking a closer look at the assets held by your business, we apply the current tax rules for Canadian Controlled Private Corporations to generate a report that measures how well your assets are working for you and your family. The goal is to minimize risk and unnecessary tax erosion while maximizing liquidity.

 

Banking, Mortgage & Investment Recommendations

There are numerous banking, mortgage and investment products on the marketplace, with each claiming to be the most beneficial. We assess your needs and make recommendations based on features that are most valuable to your current situation and goals. Our notable difference- we continue to service our clients after the point of recommendation and account set up.

 

Retirement Planning

Retirement planning includes both an accumulation and a decumulation stage. Not only do we help our clients take educated risks during their time to save, we also educate and plan for how to spend down retirement benefits and savings in the most tax efficient manner. Our goal is to always preserve your wealth.

 

Disabiltiy & Sickness Protection

We believe in having a worst case scenario plan so that you will always be taken care of no matter what life throws at you. Our notable difference- we take all aspects of your life and current situation into consideration.  We let our clients determine what is important to them specifically rather than telling them so.

 

Estate & Family Resource Planning

For clients within a family unit, planning has to go beyond one individual's risks, income, tax benefits and assets. We guide our family clients as they grow through life's different milestones. This often includes post-mortem planning (conversations include wills, asset transfer and legacy planning).

 

Charitable Gifting

We love helping our clients create a legacy in their name and give back to organizations close to their heart. Together we will explore your best options, including the donation of life insurance policies which your family no longer needs.